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itsmyData — Application Folder and Credit Report Without SCHUFA

itsmyData is one of the most established providers of digital credit references in Germany. With over 100,000 customers, the platform offers both a complete MieterMappe application folder and standalone credit passes as a SCHUFA alternative — recommended by Haus & Grund.

Create Your itsmyData Credit Pass

✓ Recommended by Haus & Grund
✓ Over 100,000 satisfied customers
✓ Instant PDF, valid for 3 months

Who Is itsmyData?

itsmyData is a German provider of digital credit references, based in Germany and focused on data sovereignty — you stay in control of who sees your information. Over 100,000 private customers use the platform, and it's recommended by, among others, Haus & Grund, the property owners' association with over 900,000 members.

The products split into two areas depending on what you need: a complete application folder for your housing search, or a standalone credit report as a SCHUFA alternative.

The MieterMappe — Your Complete Application

The MieterMappe is itsmyData's complete application solution for the housing search. It bundles every document a landlord expects into one file — credit report, proof of income, ID verification, and a self-disclosure form. Available instantly as a PDF, valid for 3 months, and shareable with as many landlords as you like.

One clear advantage: the MieterMappe is explicitly recommended by Haus & Grund — which builds instant trust with many landlords.

MieterMappe

Complete application folder including credit report.

€29.90

one-time, instant as PDF, valid for 3 months

Credit report included
Proof of income and ID verification
Recommended by Haus & Grund
Available instantly as PDF
Share with as many landlords as you like

Create your MieterMappe

The Credit Pass — the SCHUFA Alternative

If you don't need the full folder — because you already have your other documents together, for instance — itsmyData offers the credit pass as a standalone report. It's a fully valid credit report without relying on SCHUFA's data, and it's faster (instant PDF) and noticeably cheaper than the classic SCHUFA report.

There are three variants, depending on how comprehensive your report should be and whether you have a German address.

For a full comparison against SCHUFA and what to watch out for, see our guide to credit checks with itsmyData.

Credit Pass

The fast credit report.

€17.90

one-time, instant as PDF

Credit report without SCHUFA
Available instantly as PDF
Valid for 3 months

Buy credit pass

RECOMMENDED

Credit Pass+

With additional account analysis.

€19.90

one-time, strongest evidentiary value

Credit report plus account analysis
Maximum credibility with landlords
Available instantly as PDF
Valid for 3 months

Buy Credit Pass+

International Credit Pass

For applicants without a German address.

€29.90

one-time, instant as PDF

Usable without a German address
Ideal for applications from abroad
Available instantly as PDF

Buy pass

Why You Can Trust itsmyData

Recommended by Haus & Grund

Germany's largest property owners' association, with over 900,000 members, explicitly recommends the MieterMappe.

100,000+ Customers

Over 100,000 satisfied private customers have already used itsmyData.

Featured in the Press

Covered and recommended by Handelsblatt, WirtschaftsWoche, Süddeutsche Zeitung, FAZ, and n-tv.

Data Sovereignty

You decide who sees which data. All information is processed in full compliance with GDPR.

Frequently Asked Questions

What's the difference between the MieterMappe and the Credit Pass?

The MieterMappe is the complete application solution — it includes a credit report, proof of income, ID verification, and a self-disclosure form. The Credit Pass is just the credit report as a standalone document — ideal if you already have your other documents together.

Why "without SCHUFA"?

itsmyData doesn't rely on SCHUFA's data, but runs its own creditworthiness check instead. That has two advantages: it's faster (available instantly), and you keep control of your data. Most landlords accept itsmyData's Credit Pass just as widely as a SCHUFA report.

Will landlords accept itsmyData?

Yes — itsmyData is explicitly recommended by Haus & Grund, Germany's largest property owners' association. Over 100,000 customers have already used the service. If a landlord specifically asks for a SCHUFA report, you should order that separately.

What does itsmyData cost?

The Credit Pass starts at €17.90, the Credit Pass+ with account analysis costs €19.90, and the complete MieterMappe costs €29.90. The International Credit Pass for applicants without a German address also costs €29.90.

How quickly do I get my documents?

All itsmyData products are available instantly as a PDF after purchase. You can share them with landlords right away.

How long is my MieterMappe or Credit Pass valid?

All documents are valid for 3 months from creation. Within that window, you can share them with as many landlords as you like.

How secure is my data?

itsmyData is certified to German data protection standards (GDPR-compliant). You decide which landlord you share your folder or pass with.

How does itsmyData compare directly to SCHUFA?

Both are recognized, but they differ in data foundation, speed, and price. Find a detailed side-by-side comparison in our guide to credit checks with itsmyData.

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