RentCard — the Digital Application Folder with Open Banking

RentCard connects your application documents directly to your bank account. Income and rental history are read out and verified automatically — you get a complete, certified application folder in minutes.

Go to RentCard

  • ✓ Open-banking-verified proof of income
  • ✓ BaFin-regulated, backed by the Free State of Bavaria
  • ✓ Over 60,000 applications per month

What Is RentCard?

RentCard is a digital application folder from Munich that takes a distinctive approach: instead of manually uploading documents, RentCard connects to your bank account via open banking. Proof of income and rental history are extracted directly from your account transactions — verified, complete, and fast.

That's not just convenient — it also creates a strong trust signal for landlords: the data comes straight from your bank, not self-reported by you.

The company is BaFin-regulated through finAPI, backed by the Free State of Bavaria, and a member of the Alliance for Cyber Security. Over 60,000 applications are sent through the platform every month.

What Makes RentCard Different

  • Verified proof of income:
    Extracted directly from your bank data — no need to upload payslips.
  • Automatic rental history:
    Past rent payments are identified from your account transactions and clearly presented.
  • CRIF credit report:
    Included in the combo package — a SCHUFA alternative recognized by landlords.
  • BaFin-regulated:
    Bank access runs through PSD2-compliant open banking via finAPI — your bank data isn't stored by RentCard.
  • Free basic profile:
    You can set up your self-disclosure form at no cost.

Basic Profile

The free entry point.

Free

self-disclosure form, reusable

  • Personal details and self-disclosure
  • Reusable for multiple applications
  • Set up directly with RentCard
Start for free
RECOMMENDED

WG-Gesucht Plus

Search + application folder combined.

from €19.90 / month

3-month package, application folder included

  • Validated application folder included
  • See new listings first
  • Messages at the top with landlords
  • Listing insights on applicant numbers
Go to WG-Gesucht Plus

Complete Application Folder

Folder + credit report as a one-time purchase.

€29.99

instead of €37.98 — save €7.99

  • Complete application folder
  • CRIF credit report included
  • Proof of income via open banking
  • Ideal as a one-off purchase without a Plus subscription
Buy now

The RentCard Guarantee

Alongside the application folder, RentCard also offers a digital guarantee product. It's designed for anyone who needs financial backing from a third party for their rental application — typically students, apprentices, people starting their careers, or applicants on fixed-term contracts. The guarantee is created digitally together with the guarantor (usually parents or relatives) in a few minutes, verified via open banking, and available instantly as a PDF. More on rental guarantees here.

What the Guarantee Includes

  • Personal details & self-disclosure
    of the guarantor
  • Identity verification
    of the guarantor — verified via bank account or ID card
  • Proof of income
    of the guarantor — verified automatically via bank account analysis
  • Signed guarantee declaration
    — digital, legally binding

Why Trust RentCard

High Acceptance

Purpose-built for rental applications and contains every piece of information landlords expect.

Verifiable Authenticity

Landlords can verify any guarantee digitally through the provider's website and confirm it's genuine at any time.

Fast & Reusable

The folder is filled out in minutes and can be reused for every application you make.

Who the guarantee is especially useful for: students, apprentices, people early in their careers, tenants on a fixed-term contract or in a probationary period, and international applicants and expats who want to offer landlords extra security.

BaFin-Regulated

Open banking runs through finAPI — PSD2-certified, BaFin-regulated. Your bank data is never stored.

Backed by the Free State of Bavaria

Funded by the Bavarian State Ministry for Digital Affairs — an independent quality signal.

GDPR-Compliant

A member of GPTI and the Alliance for Cyber Security. All data stays on EU servers.

60,000+ Applications per Month

Tens of thousands of rental applications are sent through the platform every month — 4.9/5 on Google reviews.

Frequently Asked Questions

RentCard connects to your bank account through the BaFin-regulated platform finAPI and reads out the data relevant for your application — salary deposits for proof of income, rent debits for rental history. Your bank login credentials are never stored by RentCard.

Yes. RentCard is a partner of WG-Gesucht, Haus & Grund Berlin, and several major property portals. The application folder contains every standard document landlords expect.

The CRIF credit report is based on its own data foundation and is accepted by most landlords just as widely. If a landlord specifically requests a SCHUFA report, order that one separately.

The basic profile with self-disclosure form is free. The application folder without a credit report costs €19.99, and the combo package with the CRIF credit report costs €29.99 (instead of €37.98).

RentCard supports all major German banks via finAPI — including Sparkasse, ING, DKB, Santander, UniCredit, C24, and many more.

The basic profile is ready in minutes. Full verification through open banking usually takes under 10 minutes.

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