SCHUFA-Auskunft kostenlos: So funktioniert die Datenkopie

Person in gelbem Pullover arbeitet am Laptop – Symbol für die Vermietung möblierter Wohnungen.

The free SCHUFA data copy is designed for personal review, not primarily for rental applications.

Many people search for a free SCHUFA report. Under Article 15 of the GDPR, consumers are entitled to request a free data copy of their stored personal information once per year.

What is the free SCHUFA data copy?

The Schufa is legally required to provide individuals with an overview of the data stored about them upon request. This data copy is primarily intended for transparency and personal review.

Personal identification data
Stored contract information
Any negative entries
Score values

How do you request the free report?

The data copy can be requested directly from SCHUFA. Depending on the chosen process, the request may be submitted online or in writing.

Is the free SCHUFA report suitable for landlords?

For rental applications, the GDPR data copy is often not ideal. It contains detailed information that landlords may not need and is not specifically formatted as a rental application document.

Difference between data copy and credit certificate

While the free data copy provides a full overview of stored data, a credit certificate designed for landlords usually contains only a compact confirmation of creditworthiness, without sensitive contractual details.

When is the free report useful?

To review your stored personal data
To check for possible errors
To monitor your own credit status

Credit check for rental applications

For rental applications, many tenants use a structured credit certificate tailored specifically to landlords’ requirements.

Learn more about the credit check

You can find general information about SCHUFA and how the score works here:

Overview of SCHUFA explained

Frequently asked questions about the free SCHUFA report

Is the SCHUFA report really free?

Yes. Under Article 15 GDPR, consumers are entitled to request a free data copy once per year.

How often can I request the free report?

Generally once per year free of charge.

Does the free report include my SCHUFA score?

Yes. The data copy includes stored score values along with other information.

Is the free report suitable for rental applications?

Often not ideal, as it contains detailed information and is not specifically formatted for landlords.

Can incorrect entries be corrected?

Yes. Consumers have the right to request correction or deletion of inaccurate data.

Note:
Our content is carefully researched and regularly updated. It provides general guidance on creditworthiness and apartment hunting and does not replace individual legal or financial advice.

The content on this page is protected by copyright.

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