Many landlords in Germany require proof of creditworthiness. The SCHUFA Credit Check is the most widely recognized option. Learn why it matters, the benefits it offers, and how to obtain it quickly.
Why is the SCHUFA Credit Check important?
When searching for an apartment, applicants with complete documentation have the best chances. A current credit report is almost always expected. Landlords use SCHUFA to assess the reliability of potential tenants.
On WG‑Gesucht.de you can apply for the SCHUFA Credit Check directly – for a one‑time fee of €29.95 (incl. VAT) and download it within minutes.
Benefits for Tenants
- Better chances when applying: A ready‑to‑use SCHUFA report makes your application faster and more convincing.
- Quick availability: After successful identification, the document is ready as a PDF within minutes.
- Privacy protection: The Credit Check contains only information relevant to landlords — no details on bank accounts, loans, or income.
Benefits for Landlords
- Security in tenant selection: A positive SCHUFA report proves payment reliability and reduces the risk of rent defaults.
- Tamper‑proof: Each Credit Check includes a verification code that can be validated online (valid for 60 days).
- Comprehensive basis: SCHUFA is Germany’s largest credit bureau and the established standard in the rental market.
Credit Check vs. Credit Report — What’s the Difference?
SCHUFA Credit Check: Includes only landlord‑relevant data. Privacy‑friendly, tamper‑proof, and available online within minutes.
SCHUFA Credit Report: Contains additional details and is primarily intended for personal review.
For renting an apartment, the Credit Check is the right choice.
Costs and Application
- Price: €29.95 (incl. VAT)
- Application: Directly via WG‑Gesucht.de under “SCHUFA‑Auskunft”
- Download: Immediately available as a PDF after successful identification
Note: A free “Data Copy” (once per year under GDPR) is available but not suitable for landlords because it contains too many personal details.
Conclusion
The SCHUFA Credit Check is the recognized standard in the German rental market. For tenants, it improves the chances of securing an apartment; for landlords, it provides security and reduces financial risks.
Advertise
Search